Because of China’s industrial slowdown, stocks are falling like leaves falling off trees in the autumn. Oil prices have collapsed, China’s downgrading and VW woes has caused low commodity price, and a decline in the value of shares profit which are being lost daily. Selling off stock shares, loss of income all of this adds more woes to stock market turmoil and World economic crisis. Other added problems to the World economic and financial situation are redundant, low interest rates, low pay for many workers, stagnating wages, saving become smaller, and larger out going of the money one have. Not only is this an economic blow for many people, but also a psychological headache which no one knows how long this economic turmoil will last. Because of weak and fragile economic conditions, many people begin to panic. Rather than panicking, and taking risks with the money you have saved, now is the time for re-balancing, and re-planning. It is also a time to take steps for finding new ideas, new course of action and work on finding alternative ways to make some extra money.